STOP QUALIFYING.
START INVESTING.
Buy or refinance long-term and short-term rentals
with no W2s, no tax returns, and no income limits.
DSCR (Debt Service Coverage Ratio) is a loan built for real estate investors, not employees.
Traditional loans ask:
Where do you work?
How much do you make?
What do your tax returns show?
DSCR asks one question only:
Does the property’s income cover the mortgage payment?
LONG-TERM RENTALS (LTR)
Purchase or Refinance
Perfect for
Single Family Rentals (SFR)
Duplex, Triplex & Fourplex
Stabilized rental portfolios
Use DSCR to
Buy investment properties
Refinance existing rentals
Improve cash flow
Pull cash out to scale
*No limit on the number of properties. Cash flow is the limit.
DSCR FOR SHORT-TERM RENTALS (STR)
Purchase or Refinance
Ideal for
Airbnb & VRBO properties
Vacation rentals
High-demand STR markets
*STR income is evaluated based on property performance and market data, not your personal income.
Use STR DSCR to:
Buy a short-term rental
Refinance an existing Airbnb
Cash-out refinance to fund the next deal
Real Talk: If your calendar is booked and the numbers cash flow, you qualify.
THE BRRR STRATEGY WITH DSCR
Buy • Renovate • Refinance • Repeat
Buy
Purchase using
DSCR loan
Renovate
Self-fund
the renovation
Refinance
Refinance with
another DSCR loan
Repeat
Use that cash to
buy the next deal
This is how properties buy more properties.
MYTHS VS. facts
❌ You need W2 income
❌ DSCR is only for expert investors
❌ You can only own one property
✅ Cash flow is what matters
✅ First-time investors qualify
✅ No limit on doors
Does Your Rental Qualify for a DSCR Loan?
Don’t guess.
Run the numbers with an expert.
Evaluate Your LTR or STR Purchase or Refinance Today
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